“Every Piece Has a Purpose”

The Strategy Behind Every Move

A strong financial life is never built on a single product or one big decision. It is the result of a coordinated strategy where each tool has a specific role, and every move is made with the long game in mind.


Some solutions are built to protect income, others to grow wealth, and others to manage risk or healthcare costs. None of them should stand alone. When they are designed to work together, they create momentum, clarity, and confidence.


At Insurance Money Moves, each of our core services is chosen and structured to support one larger goal: giving you a plan that can adapt, protect, and grow over time.


Below are the key roles each service plays in your overall strategy.

"Turn years of work into a dependable future"

Lifetime Income Protection and Growth
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Your working years are the opening moves. What you do with your savings as you approach and enter retirement is where strategy really starts to matter. Our Lifetime Income Protection and Growth solutions are designed to turn your retirement accounts and savings into a personal paycheck you can rely on, whether markets are calm or volatile.

"Flexible protection with tax-advantaged growth"

Indexed Universal Life Insurance
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We design IUL strategies that can help you pursue tax-advantaged growth, supplement retirement income, fund major goals, or support generational wealth plans. It is a way to keep one asset doing multiple jobs at once: protecting your family, building accessible value, and giving you options as your goals evolve.

"Bring every piece of your financial life into one clear plan"

Retirement Planning
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We focus on practical questions: How much income will you need and from where? How do we reduce the impact of taxes over time? How can we protect your lifestyle from market downturns or rising costs? With clear analysis and ongoing adjustments, we help you move from “hoping it works out” to understanding how your plan is designed to last.

"Put your money to work on both sides of the balance sheet"

Whole Life Insurance – Infinite Banking
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We help you set up and manage these policies so they support long-term goals like retirement, business opportunities, or family projects. The idea is to create a stable, growing pool of capital you can borrow against on your terms, instead of relying solely on banks or traditional lenders. It is a disciplined strategy that can add flexibility and control to your financial life, while still delivering a strong death benefit for your loved ones.

"Make confident choices at a critical milestone"

Turning 65 – Medicare
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Turning 65 Medicare" signifies eligibility for the federal health insurance program, beginning with a critical Initial Enrollment Period (IEP)—a seven-month window around your 65th birthday—during which individuals must decide on their coverage to avoid penalties. This involves understanding the core Medicare Parts: premium-free Part A (hospital), premium-based Part B (medical), private Part C (Medicare Advantage, which replaces A and B), and private Part D (prescription drugs). Your enrollment path depends on whether you're already receiving Social Security benefits (automatic enrollment) or if you're still working and covered by an employer plan (potentially allowing for a Special Enrollment Period to delay Part B). Ultimately, turning 65 means navigating these choices between Original Medicare plus supplemental plans versus Medicare Advantage, ensuring continuous and appropriate health coverage.